Car Buying 101 – A View From The Inside

With 19 years in the auto sales business I have decided to share some insight to the managers side of the car deal. So many websites try to coach a car buyer with out knowing the whole story. I would like to help you understand some of the things that work and some of the things that don’t as well as enlighten automobile purchasers on some of the mistakes that can cost you money!

A VIEW FROM THE OUTSIDE I have recently left the retail side of the automotive business.  After almost 20 years in the industry I am now working for a great company that provides insight to auto dealerships and teaches them how to look at the market around them vs gut feelings on how to buy sell and merchandise vehicles.

What does this mean for my blog followers?  Maybe a little more information… but not much of a change.  You see, no matter what my job description is, I am still a sales manager.

I understand how people perceive sales people… hell… I even shy away from them when I’m not in my area of expertise.  That is actually what this conversation is about today.

I found myself laughing in my own head the other day at a grocery/everything store.  When I walked in the door the young man said welcome to “..”  can I point you in the right direction.  I of course said no instantly.  Reality was… I just needed to find a cake pan.  Now he could have saved me time if I wouldn’t have done the normal thing that we all do…. went into just looking mode and assumed anyone who is trying to sell us something is not there to help us but to help themselves.  You see… gut reaction is to say “just looking”. Of course your just looking when you go out to a car dealership… you don’t buy a car with out looking at it first.  But, we are all afraid to ask for help.. or guidance.  It shows weakness and allows the salesperson to have control!!!  Well guess what.  We have a new thing called the internet.  Prepare yourself before you arrive.  Do your homework.  And don’t be afraid to ask questions or ask for help.  Good salespeople are there to help and guide you in a purchase.  If they do a bad job and you don’t buy a car it was a waste of their time also.. and most of them are commission based.. so it really hurts them to suck at their job.  So give them your wants and needs when you explain what you are just looking for.  But don’t show up blind.  Look online, read reviews  do some research about the car and the dealership!

You may find yourself with no help and unanswered questions… like I did.. standing in the cake mix aisle… when I should have been on the other side of the store.. in the kitchen items… 20 minutes of my life I will never get back…

It surprises me how often customers come in to the car dealership and argue about the price of the car or the car payment and never look at the entire budget decision.

As an auto dealership, we are here to sell cars.  Most of our customers are very budget minded.  They tend to focus on the payment or even the amount financed.  So we try our best to negotiate a win win purchase.  But when a customer stops  the process based on a budget and the payment is within a few dollars, I am surprised at how little they have done to prepare the budget for the purchase.

There are 4 items I try to get my salespeople to look at in every purchase decision.

1) The monthly payment of the car.  This is the obvious (duh) portion of the budget.  The customer has a predetermined payment in their head before they even set foot on the car lot.  My favorite is when that payment is $200 a month and they start looking at $25,000 cars.  Quick math… $25,000 divided by $200 a month is 125 monthly payments!  That’s right!  If you had a zero percent interest rate and no sales tax, you would be paying on a car for over 10 years!  So please…. do some research (and math) before you go shopping.  There are plenty of great payment calculators out there on the internet that can show you the price range for your budgeted payment.  But also, notice that newer cars offer longer loan terms.  $200 a month may buy you a high mile $7000 older car on a shorter term (36 months) than $200 a month on a lower mile newer car that can go 72 months financing around  $13,000.

2)  What about your insurance?  When is the last time you shopped around for insurance?  That’s right!  Insurance is mostly commission based as much as car sales!  There are many agents that come to the dealerships offering gift cards for each customer sent to  them.  Why?  Because they are commission based and more referrals equals bigger pay checks!  So shop around!  But be smart!  Make sure the prices you are getting are for comparable coverage.  And I cant stress the importance of customer service.  The best service I have ever gotten was from a commission based agent… why?  Because his paycheck depends on his service!  It is his best sales tool.  But, if you can save $10 a month on insurance… that equals out to about $500 more for the car you want to purchase… now that sunroof model looks more affordable!

3)  Fuel savings.  If you are a sales professional you may already use this tool.  If gas is $3.00 a gallon and you have an SUV that gets 12 miles per gallon and you are considering a smaller SUV you may want to look at the savings.  If the newer more fuel efficient model is getting 24 miles per gallon you are spending half as much on gas.  If you are driving the average 12,000 miles per year thats $1500 a year in fuel savings.  That frees up an additional $125 a month in payment.  Now… most of the time there is not that much of a swing… but even if its half?  Now were talking!

4) This one is a real surprise to me.  It has become more researched by consumers in the past few years and that’s a great thing!  INTEREST rate!  Depending on the size of your loan, this could save you $5 $10 maybe even $20 a month.  Get pre-qualified for your own good!  Visit your credit union.  Get an approval and print it off.  Take it with you.  Tell the salesperson while you are negotiating that you are pre-approved and ask them to give you a better offer to earn your financing.  They want your financing!  We are signed up with numerous credit unions to work on their behalf.  They pay us for the contract!  We make you a member at the dealership and give you the same rate as they would give you at the credit union branch.  So give us a chance to match or beat the rate you have. It can only benefit you.  But you need to have a starting point.  And please understand… get pre-approved!   Don’t walk in to your bank and ask what the best rate is and come tell us.  We know most of the rates.  And they are usually short term loans. Bring in the letter and use it as a bargaining chip.

If you use this advice you may be able to  upgrade  to a nicer car… or just save yourself some money that you could apply toward your other debt!  But don’t go in so  stubborn about your budget that you miss out on a really good deal.  Get your ducks in a row and make the right decision!  Just a shout out to my friends over at GreenCash4Cars who have been paying the most cash for cars in Anaheim, California & surrounding Orange County areas for nearly 30 years.

Constructing A DIY Wooden Fence

wood fence plansFinding wood fence plans that can withstand the forces of nature can be a daunting task. It is really a difficult task to come up with wood fence plans that can last for years while being able to withstand all sorts of weather conditions since it will be installed outdoors. What’s more, it should also keep its natural beauty intact regardless of what nature throws at it. Considering all these factors can be pretty overwhelming but this doesn’t mean that you won’t be able to find wood fence plans that fit these needs perfectly. What you need is to carefully think of what wood fence plans should you consider to get the best fence there is in the whole neighborhood.

When coming up with wood fence plans the first thing you should think of is to create a fence design that will last for a long time. During the conceptualization of your wood fence plans you should also consider outside factors such as the UV rays coming from the sun, the moisture coming from the ground and other environmental factors too. If you are going to make customized wood fence plans, you should focus on what weather conditions can cause damage to your fence and how best to prevent it.

You can begin your wood fence plans by taking the heat and sun into consideration. Since you are planning on having a wood fence on your property you should look for materials that can withstand constant exposure to the sun’s rays as well as the heat. There are some wood stains that offer better protection against UV rays. There are some homeowners who find that wood fence plans are not suitable for their area that’s why they invest more on fences that are made from iron or aluminum instead. The good news for those who are on a budget but would like to have a sturdy fence on their property, there are wholesale aluminum fence kits being sold today that can fit your budget.

Another environmental factor you need to consider for your wood fence plans is snow and rain. Wood is always prone to warping, bending and breaking when constantly exposed to water or moisture. Think about the condition of your wood fence when you combine heat, with moisture and water. Your wood fence won’t stand a chance! However, don’t panic. There are still wood stains available today that you can include in your wood fence plans to help strengthen your wooden fence. Applying stain to your wood can help create a barrier against moisture and water so your fence posts can last longer.

Wood fence plans should be crafted with the goal of having a wood fence that can provide you not just beauty but security and privacy too. You can seek advice from your local fence contractor to determine what type of wood fence plans will be applicable to your area. Ask if they will provide free estimates for your wood fence plans and what other services they can offer you in terms of fencing.

Make a Complete Fence with Wood Fence Plans

There are many types of privacy fences available today not just those that are made from wood. There are those that make use of electric gates on their property with matching security pad to make their place inaccessible to everyone except to those who are living on the property. If you are still interested in wood fence plans make sure that you take into account the factors mentioned above so you can come up with the best plan for your own fence. Taking the time with your wood fence plans can help you plan the perfect wooden fence that can withstand all kinds of weather conditions while still providing you with appeal, privacy and security as well.

If you want to bring your wood fence plans to life, make it a point to consider whether or not you will need the assistance of an expert. For DIY homeowners, you can always enlist the aid of your family and friends so you can finish the task easily. There are many wood fence plans that you can consider when building a perimeter fence on your property. Just make sure that the wood fence plans you will be getting are suitable for your location..

I have been working in the home repair industry my whole life as well as doing professional fence repair in oceanside, california. I want to share my expertise in fence repair and more. I hope my free DIY guides will help you and if you have any questions please feel free to ask.

Report ID Theft – Identity Theft Report

thumbprint identity theftIdentity theft is a serious crime that costs individuals and organizations almost $40,000,000,000 dollars each year. It is a Federal crime in the United States and it involves the act by a perpetrator in stealing someone’s name along with their personal information so as to benefit from the victim’s financial assets and creditworthiness. If you suspect or know that you are the victim of identity theft, then prompt action is necessary to thwart any further destructive attempts by the perpetrator from causing even more damage to your finances and identity. Here is a quick guide to give you information as to what to do when identity theft happens to you. You may also want to consult our Identity Theft Resources page. Recognize When ID Theft Happens

There are certain key indicators that you have become a victim of identity theft. The most obvious indicator of this crime is when you cannot explain certain purchases and withdrawals on your credit card statement or bank accounts. Other ways to tell are when there are strange accounts recently opened on your credit report, a denial of a loan you’ve applied for due to poor credit even though you pay your bills on time, or you start receiving bills in the mail that you do not recognize. Then there are the long-range indicators that you are a victim of identity theft. For example, you notice that you have not been receiving certain statements from your bank and credit card companies for quite some time. Even worse, you start getting calls from debt collectors about delinquencies you know nothing about. In the latter case, calls from collection agencies mean that the creditor has written you off and sold the debt. Usually a minimum of 120 days passes before this happens, so it becomes obvious that there has been a lot of damage done to your credit and identity during that span.Maintain a Log

Under identity theft recovery laws, there is the potential for you to be able to be recompensed for your time in recovering from identity theft. To establish the time that you are taking in writing letters, calling your account holders, and all the other chores that have to be completed to help recover your identity, you’ll find that a log book is quite helpful. Simply log in the task that you completed, what day you completed it on, and how much time it took you to complete it.Contact the Credit Reporting Bureaus

The three credit reporting bureaus are Experian, Transunion, and Equifax. Upon your request, simply contact one of them and they can put a fraud alert on your credit report so that no credit will be extended when an application is made in your name without first contacting you personally. By default, a fraud alert placed on your credit report is good for 90 days; however, you can have it remain in effect for up to seven years if you have a confirmed case of identity theft with an open police report. If you are on active duty in the military, you can place a fraud alert on your credit report for up to a year. It’s free to do, and it’s also free to take off, and all it takes is a letter or phone call from you.Check Your Credit Report

It’s important to be vigilant in checking out what your credit report says. When you place a fraud alert with one of the credit reporting agencies, you qualify for a free credit report from each one. Look through these reports very closely and check to see if all the accounts are ones that you recognize. It can be helpful to pull out an account history from your files if you have one to help check payment histories and any accounts you don’t recognize right away for authenticity.

You can also get a free credit report every 12 months by simply writing each credit bureau and requesting one. You can also do this online if you wish or by calling 1-877-322-8228.File a Complaint with the FTC

This is an important step if you want the criminals who stole your identity caught. When you file a complaint with the Federal Trade Commission (FTC), that complaint is then put into a database that is shared with law enforcement agencies so that identity theft can be effectively prosecuted.

You’ll want to gather up as much information about the identity theft incident that you can as the more information you have in the complaint about the theft, the more likely law enforcement agencies will be able to catch those who are responsible. You’re not required to file a complaint with the FTC… but filing a complaint is helpful when it comes to stopping the crime of identity theft in the future.File an Identity Theft Affidavit with the IRS

If you believe that your tax records have been affected or will be affected in the future by identity theft, you will need to file Form 14039 with the IRS. Actually, you can file this form even if you have lost your wallet and are concerned that you may “potentially” become a victim of identity theft. It’s a short one page form that you can print, fill out, and mail or fax to the IRS with a copy of your passport, driver’s license , Social Security card, or other valid U.S. Federal or State government issued identification.

Some agencies you will be contacting in a later step may take an Identity Theft Affidavit as a means of notification to begin the remedy process, while others may have their own affidavit that you will need to fill out. Contact each company to see what their individual policies are.File a Police Report

Filing a police report with your local authorities helps you to be able to:

  • get fraud alerts placed on your credit report
  • obtain credit report remedies for free so that no one can view your credit report or use the information in it without your permission
  • allow you to be able to access the insurance policy on your selected identity theft protection plan.

This report is essentially your identity theft report. You will need the information that you collected for your affidavit to create this report, but once you do, you’ve got a powerful document that can help you to start eliminating fraudulent charges, negating false negative items on your credit record, and access powerful prevention tools to stop identity thieves from striking again.Dispute Fraudulent Items on Your Accounts

If you suspect identity theft has happened to you, notify the authorities or your identity protection agency immediately!

After you have reviewed your financial records, including your credit reports, for fraudulent activity, you’ll want to then dispute those charges that aren’t yours. An effective means of doing this is to write a letter to each financial insitution for every fraudulent charge found. Each dispute process is different for each organization, so be sure to find the correct process for each account you hold.

You must do this within 60 business days of the statement with the fraudulent charges being received. A great way to start is to contact the fraud departments of each account to notify them that you are writing dispute letters because you have become the victim of identity theft.Notify Your Creditors and Financial Institutions

Make sure you change any passwords and PIN numbers to online accounts you have as well. It’s a good idea to have contact information for all of your creditors in one place so that you can reach them quickly and efficiently if you need to do so. In addition, this is a good place to have fraud alerts placed with individual account holders if possible, to put stops on accounts, or to even close accounts if it becomes necessary to do so in your opinion.Place a Credit Freeze on Your Credit Report

If you place a credit freeze on your credit report, you are not allowing anyone – including yourself – access to the information that your credit report contains. When a lender doesn’t have access to this information, it is much less likely a new line of credit or a new account will be opened for an identity thief. An open police report allows you to have a credit freeze placed on your account for free, but if you just suspect identity theft and want to protect your credit, there may be a small fee. Fees are determined by the state in which you reside. A credit freeze is not updated to all of the credit reporting agencies as a fraud report is, so you will need to contact all three credit bureaus to have a credit freeze placed on each credit report.Continue to Monitor your credit

Since you now know what to look for when someone is stealing your identity, continue to look for the telltale signs of this. Pay close attention to your mail and make sure you are receiving what you are supposed to. Look for credit cards in the mail that you did not apply for and continue to check your credit report. Hopefully, the perpetrator will get caught but you more than likely will have to build your defenses first.It’s a Lot of Work!

There is a lot involved in the protection of your identity. A lot of it entails you being vigilant, being smart with your identifying information, and being proactive in preventing identity thieves from being able to find a weak spot. If you are not able to check your credit report on a regular basis or you just don’t have the time to get all of the recovery steps done on your own, then you should consider paying a small monthly fee for professional identity theft protection services today. That way you won’t ever have to have a sleepless night worrying about your finances ever again.

How To Buy An Awesome Vacuum Cleaner For Hardwood Floors

Not all types of vacuum cleaners are ideal for hardwood floors. No company has created yet a technology that can bring all technologies together when it comes to vacuums. If ever there were, it would have totally ripped off everyone’s money. Nonetheless, we have excellent machines to do the work intended for them to do, and you don’t want to get one not for hardwood floors.

Here’s a basic test for getting the right vacuum cleaner for your wooden floor: no to beater/rotator brushes. This is because they are made of hard, thick bristles that can scrape or cause more serious damage to the floor. However, there are vacuums that feature on/off button for the brush.

Best Bagless Vacuum Cleaner for Hardwood Floors in 2015

Bagless vacuum cleaners have numerous advantages. One is that you can save a lot of money by not needing to buy vacuum bags anymore. All you have to do is to remove the dirt chamber when it gets full. Our most recommended bagless vacuum cleaner for hardwood floors is the Hoover FloorMate Deluxe Hard Floor Cleaner, FH40160PC , which is designed to clean thoroughly yet gently and safely scrub sealed harwood. The most raved about feature of this vacuum is its SpinScrub Brushes that clean different types of floor: sealed wood, vinyl, tile and grout. The brushes are removal, too, for easy cleaning. Moreover, you can wet your hardwood floor and let the brushes do their work. The vacuum has Dual Tank Technology that separate tanks for clean and dirty water. With all these features inside the machine, it’s quite surprising that the motor is so quiet!

Vacuum Cleaner for Hardwood Floors Under $100

There’s a reason the Eureka 3670G Mighty Mite Canister Vacuum is one of the best sellers for canister vacuum cleaners in the market today. It’s cheap in price but not in quality. It’s multi-purpose as it cleans both home and auto. It is small, but the job it does isn’t a small fit. It is actually very ideal for small apartments. Its maneuverability is appreciated by many as it can be easily moved around tight spaces. It’s compact and lightweight that moving it around the home and storing it isn’t too hard. Most of all, it works well for hardwood floor.

Best Stick Vacuum Cleaner for Hardwood Floors

The Hoover Linx Cordless Stick Vacuum Cleaner, BH50010 is both cordless and bagless; talk about being highly convenient. More than that is its WindTunnel technology and cyclonic filtration which allow the machine to remove the deepest dirt from your floor or carpets. It also has on/off button for the motorized power brush so you can switch from carpet to hardwood floor without damaging it. You don’t have to worry about the battery, too, for this machine’s battery life can last long enough to clean an entire floor.

Best Canister Vacuum Cleaner for Hardwood Floors

If you’re looking for value for your hard-earned money, the Dyson DC39 Origin Canister Vacuum hasn’t failed anyone yet. First of all, it’s lightweight despite its big size without losing its suction power. In fact, customers rave so much about its excellent suction power and even its maneuverability. It doesn’t only work well on hardwood floor, but also on wall-to-wall carpets. Thanks to its Triggerhead tool, you don’t need to bend down to adjust the brush between surface types. If you’re not ready to spend the money on a hardwood floor vacuum, consider buying the best broom for hardwood floors that you can afford.  They get the job done at a fraction of the cost.

Polk Audio Atrium 45 All-Weather Speakers

Want to take great Polk Audio speaker sound outdoors? Check out the indoor/outdoor 80-watt Atrium 45s. The stainless steel and brass hardware is completely rustproof, as are the aluminum brackets that allow multiple mounting options and full 90-degree rotation: aim them to deliver the best possible sound in a variety of locations. The rustproof aluminum grilles have 55 percent open area for superior sound quality. Most importantly, the Atrium 45s rugged, weatherproof, design meets or exceeds several military specifications for water, wind, salt, and corrosion.

Inside the completely sealed enclosure is a 4.5-inch Dynamic Balance mineral-filled polymer driver with butyl rubber suspension for pumping out amazing bass, while its .75-inch soft dome tweeter with neodymium magnet broadly distributes high frequencies to cover a large area with high fidelity sound. Polk’s Dynamic Balance technology produces flat frequency response, sharp detail, transparency and an ability to play program material with wide dynamic range at life-like volume levels without a hint of strain. The sound is always clean, clear, and effortless. The sculpted front baffle and rounded enclosure minimizes diffraction (sound reflecting off of hard edges) for more open and lifelike imaging.

Connect them to an amplifier or receiver using the set’s gold-plated five-way speaker-level binding posts. The Atrium 45s are also voice-matched to Polk’s RTi speakers, and therefore make great surrounds in a complete Polk home theater system with the ability to handle up to 80 watts per channel.

What’s in the Box

Pair, Atrium 45 speakers (black), mounting brackets, manual, 2-year parts and labor warranty.

Product Details

Pair of all weather outdoor speakers with mounting brackets
4.5-inch long-throw polymer cone driver with butyl rubber suspension
Built-in bracket allows multiple mounting options and full 90-degree rotation
Handles up to 80 watts per channel
Gold plated 5-way binding post speaker-level inputsVideo ReviewsNo video reviews found for this product.

Customer Reviews

Surprisingly good speakers for an outdoor space

I bought a pair of these a couple of years ago from Crutchfield for just under $200. We had a back porch with outdoor fireplace built onto the house and wanted to have music without having to use a portable stereo boombox. I had some unused stereo equipment available so I ran some long lengths of speaker cable from the den to the roof beam of the porch. I started out trying to utilize a pair of small bookshelf speakers I had on hand but they sounded dreadful out there. I went shopping for some “made-for-the-outside” speakers and the Polks looked like they would fit the bill.

I wasn’t expecting much from these speakers, in all honesty. Trying to get good sound in such an open place was not something I thought to be possible. I was wrong.
These are great little speakers and they put out a lot of sound for their size. The backyard in a city residential area is not the place to listen to the dynamic range in symphonies or operas, but popular music comes across extremely well. Despite the small woofer, there’s a good deal of bass reproduction here. For more bass, Polk makes some larger outdoor speakers but the 45’s are less obtrusive than larger speakers would be for my application.

I have the speakers mounted under the shelter of the porch roof so I can’t comment on how weather-proof they are for the long run. They have survived two years of some record high temperatures, some below-freezing temperatures and a lot of extreme humidity without a problem. If you mount them in the sun and the rain and the snow, I’m sure they will have a shorter life.
I highly recommend these speakers if you have an outdoor-living space where you would like to listen to music.

Polk Outdoor Speakers

Review Date: April 1, 2007Reviewer: H. Lopez, United States

I installed my Polk Speakers this afternoon in my patio. I could not be more pleased as they have an exceptional tone. The sound coming out of these speakers is just awesome. I started playing some music, turned up the volume and the wife asked me to dance. Geez….
So guys, get ready to shake a leg after you install these babies.
I’m glad to have made this choice!

Pitted Acne Scar Treatments

There are many different types of scars which could result from acne. Pitted acne scars are deep depressions in the skin where severe pimples had been. This type of skin damage causes actual “pits” within the face, thus the name. Pitted acne scars sometimes happen with or after a severe and even mild bout of pimple. Some people may only get 1 or 2 zits while others

sometimes have them spread across the entire face. There may also be varying degrees of acne pitted scars. Pitted acne scar treatment usually depends on the type of damage. Pigmented scarring can take weeks and even months to fade away on its own, thereby causing much frustration for the person affected, sending them on a determined search for pitted acne scar treatment available. The process is usually hastened with acne scar treatment. Removing acne scars of this type is often accomplished effectively with your regimen of gentle exfoliation, moisturizers, as well as skin lightening solutions. Many different natural products are there for use for such any regimen, offering gentle and effective acne scar removal treatment.

Pitted scarring presents more of the challenge. While often the deeper skin damage contained in pitted scarring cannot end up being completely eliminated. Its outward appearance is usually dramatically improved with a powerful acne scars treatment. There are two general approaches are best when considering how reduce acne scars of this kind, exfoliation or peeling in order to decrease the depth with the pitting, and stimulation of collagen(renew collagen serum review) and elastin to enhance a healthier structure as well as appearance in new skin growth.

The exfoliation process is usually achieved with many different methods. Chemical peels really are a common method, as well as dermal abrasion and laser resurfacing. Many are among the most aggressive and costly scarred tissues treatment options, and often has to be repeated several times intended for effective results. There are gentler natural exfoliation methods available, which can offer powerful results with less risk from the side affects. Various topical solutions are available which could stimulate production of collagen plus elastin, and a well balanced diet combined with taking vitamin supplements can always be useful in maintaining ample supply of nutrients to enhance the growth and maintenance of healthy, clear and glowing skin.

The truth of the matter is there is no overnight miracle acne scarring treatment, but there are a wide range of reputable and effective strategies to eliminate acne scars. Effective acne scar healing depends heavily upon the kind of scarring and its severity. An accurate solution to the question of how to get rid of pitted acne scars or any other acne scars is usually a proper assessment of the type and area of the problem to be dealt with and the evaluation of available choices for doing so which includes effectiveness, probable side effects and also the budget.

Don’t Waste Time With Forskolin Extract Trials

forskolin reviewsAuthoritative parties and trustworthy individuals have confirmed that forskolin extract is indeed effective for burning fat in the body. Dr. Oz, the well-liked TV host himself, revealed that it is a very exciting breakthrough in weight loss substances. Because of this, hundreds of forskolin products are now being marketed on the net. However, according to studies randomly conducted on these products, only a few meet the required percentage of pure forskolin extract contained in them. In this article, you will be introduced to some relevant information about the product to help you out in choosing the right one.

Pure Forskolin Extract Reviews

Forskolin extract is a weight loss product derived from the root of the Plectranthus Barbatus (Coleus forskohlii), a plant cultivated for many years because of its medicinal properties. This potent plant activates a certain enzyme that stimulates hormones which in turn activate fat burning mechanisms within the body.

In his TV show, Doctor Oz described the product as Lightning in A Bottle”. According to him, the following factors should be considered when buying:

1. Is it 100% pure (no extra ingredients, binders or fillers)?
2. Is its dose right per serving?
3. Does its contents include the standardized 20% forskolin?
4. Is its manufacturing laboratory registered with the FDA?
5. Does its manufacture follow the strict guidelines set by the FDA?

PROS AND CONS

1- The product provides fast and safe results.

2- Aside from being concluded by Dr. Oz himself in his popular TV show as an effective product, clinical studies have also found forskolin to be beneficial in weight loss and in treating obesity.
4- Forskolin extract is recommended and endorsed by medical professionals such as biomedical researchers and doctors.

These are the cons:

Most of the forskolin products available are:

Not potent enough;
Less in forskolin content; and
Not formulated with the right intentions in mind.

BENEFITS/WHAT TO EXPECT

Forskolin has been found to produce many benefits such as relief for pateints with asthma, glaucoma, and cardiovascular disease. It also improves heart function and of course, promotes weight loss.
To be assured of maximum benefits, you should observe the following:

> You should take forskolin extract at least 500mgs per day.
> Forskolin must be present on the label of the product that you are buying and must be declared as 100% pure, with absolutely no binders, fillers, or artificial ingredients.
> The product should contain 20% standardized forskolin, which is the essential key to weight loss.
If all these are exactly followed, then you can be sure to gain the wonderful benefits declared by users in their reviews, primarily the kind of weight loss you desire.

WHAT PRODUCT OFFERS/ORDERING PROCEDURE

The search for the right forskolin product is like a trial-and-error process, which continues until you find the correct one for you. You can refer to the more reliably advertised weight loss item on the net or check the multiple reviews of many satisfied customers. But in the end, you really have to personally try the product yourself to prove its claims, once and for all.
Don’t waste time with inferior forskolin extract trials that don’t give you 100% pure forskolin.  Get real pure forskolin extract and see the amazing results first hand.